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There is absolutely nothing from another location uncommon about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful cul-de-sac in Merseyside.

And to the typical eye, Lloyd appears like a typical middle-aged mum who works tirelessly to take care of her ill spouse.

So it was to the sheer shock of neighbours when police descended on their driveway to raid the couple's St Helens home.

Hiding behind the household's net drapes remained in truth a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, sobbed 'Oh my god' as she was jailed this week over a string of untruths including utilizing a dead woman's identity, making up 'bogus' medical conditions for her child, and developing pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was likewise jailed after the set's huge advantages fraud was finally exposed.

While the couple managed to siphon off their ill-gotten gains for years - neighbours have exposed to MailOnline the obvious ideas that the couple were running a rip-off.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives uncovered a web of lies including the creation of pseudonyms to claim benefits

The fraudster next door: The assuming semi-detached house Lloyd had actually moved into with Phillips. Phillips had actually failed to disclose this to the council when she moved in in 2018

Phillips visualized in an Assistance for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is stated to have played a DJ set at the occasion

Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking very frail as he would 'hobble' on his walking stay with fulfill his carers.

But they were then left puzzled when he was at other times found washing his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.

Locals likewise told of how there was 'constantly something dodgy' about Lloyd, and that she would never ever look individuals 'in the eye', however would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court discovered she took nearly ₤ 170,000 in benefits over a decade, and likewise assisted Phillips falsely declare advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them loading up among their 2 vehicles previously this week, they believed they were going off to remain at their secret caravan, just to discover they were going to jail.

One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a real program of not being able to walk whenever his carers were here.

'He was shuffling along and keeping his cars in the driveway before he took a long period of time to get to his carer's vehicle on his walking stick.

'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be walking fine then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and whatever.

'But after the cops raid, they became more reserved and didn't state a lot to people.

'There was constantly something dodgy about her - she would not look individuals in the eye and extolled going to her ₤ 60,000 caravan however would never say where it was.

'They would take her teenage boy and go away on a Thursday night and not get back until Sunday.'

Phillips had fraudulently claimed ₤ 100k in PIP, housing benefits, employment assistance allowance and council tax reductions that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, but at other times was seen 'strolling fine'

Following the authorities raid secret suburban street, neighbours were left with concerns regarding why the couple had been jailed - and some declare Lloyd had later informed them it was down to canine breeding.

But these questions were finally put to rest on Tuesday when the court heard how Lloyd had claimed a total of ₤ 169,394.15 which she was not received in housing advantages, carers allowance and personal self-reliance payments over the course of 11-and-a-half years.

With the assistance of Lloyd, Phillips was also discovered to have actually illegally declared ₤ 100,980.71 through PIP, housing benefits, work support allowance and council tax reductions because 2018.

Olivia Beesley, prosecuting, laid out how the mother's intricate scam began when she wrongly began declaring housing advantages for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a fake tenancy agreement for the 'completely fictitious caravan', ultimately taking ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent residence.

Then in 2018, she started making deceptive claims that her hubby needed 'multiple daily carers to address his requirements'. She went as far as utilizing Phillips' sis Zoe's birth certificate to impersonate his brother or sister and claim that she was his main carer.

She also lied that she was unable to work due to being a full-time carer, but was discovered to have been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she started developing 'false medical conditions' for her boy, declaring she had actually a carer called Joyce Bibby - a dead woman's identity. Nearly ₤ 10k in incorrect special needs living allowance overpayments were claimed in relation to this.

She again used the departed female's name as being her social employee to claim ₤ 13,526.70 of PIP, specifying that she needed carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never ever revealed, and would say they were going to remain at the caravan from Thursday to Sunday

One neighbour said they saw the couple leaving on of their vehicles previously today and presumed they were going off to their 'caravan', just to later discover they were off to prison

When MailOnline checked out Phillips' address in Birch Gardens which he showed Lloyd, neighbours exposed how the couple and her son would apparently go off to a caravan on the weekends.

It is not understood whether this was the exact same 'fictitious caravan' which transpired to have never existed, or an undoubtedly a separate, real caravan.

Leni Newton, 63, said: 'She informed individuals that the police raid was since someone had informed on her for breeding border collie pups without a licence.

'I'm shocked they have actually been jailed. I thought they were all above board.

'I just saw them a few days ago leaving luggage - I thought they were simply going to their caravan.'

She included: 'I know they fulfilled as she was his carer. He was married however Angela moved in. I thought she had lived in Southport.

'I did see his ex-wife parked up in the street watching his house when they split.

'She was obviously spying on them.'

Her partner David Manchester, 70, said: 'It's a huge surprise they seemed to be living a double life.

'There were a lot of police came here.

'He was at the street celebration for the Queen however other times he did appear really frail.'

Hand in Hand homecare company verified to MailOnline that Lloyd had bona fide recommendations, DBS checks and training certificates in the name of Wendy Lloyd.

A representative said: 'We sacked her immediately when we discovered the reality.

'All her DBS and recommendations took a look at. The cops said we had actually done nothing wrong.'

The court heard how Phillips also scammed cash from the general public bag by stopping working to divulge the fact that Lloyd had moved into his home in 2018 - enabling him to continue claiming more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.

He is likewise said to have 'exaggerated' his medical conditions and need for care, mentioning that he was not able to do anything for himself.

He declared himself 'unfit for work' and failed to discuss his spouse's wage - unlawfully stealing ₤ 51k in employment support allowance.

However, Phillips alleged that Lloyd had actually finished the type and had simply 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complicated recent history' of mental health and impairments consisting of neurological disorder, anxiety and anxiety.

He was likewise said to have actually a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions connecting to comparable matters, nevertheless Lloyd's rap sheet reveals previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last look remained in 2012.

Lloyd was jailed for two years after admitting seven counts of fraud by false representation, and Phillips was likewise seen wiping back tears as he was imprisoned for 20 months for fraud by false representation and 3 counts of dishonestly failing to reveal information to make a gain.
resene.co.nz
Sentencing, Judge Simon Medland KC stated: 'Over an 11-year duration, or more than that, you, Angela Lloyd, managed to defraud the public of just short of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 per year which you defrauded from the public.

'For those who seek to defraud the general public of scarce and important benefits which require to be directed to those who require them, not those who simply want to have them for reasons of individual greed, that is a major offense committed by each of you over a long period of time.'
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